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*APR = Annual Percentage Rate. Rates as low as 2.99% APR for 3-year balloon home equity loan. Actual rate and repayment terms you receive are based on your individual credit score and history and may be higher than 2.99% APR. Maximum LTV is 80%. Home equity lines of credit adjust quarterly with the Wall Street Journal Prime Rate; maximum APR for HELOCs is 17.50% APR. Credit Union reserves the right to discontinue, change and/or update the promotion and rates without notice. Offer may not be combined with any other offer and applies to new loans only. All loans subject to approval. Loans currently financed with the credit union are not eligible. Membership eligibility is required. Home equity loans not available in all states.